What we offer

Finovel Bullet Loan

Instant Cash Loan called Finovel Bullet Credit Loan App for Salaried & Self-Employed Professionals.

 Welcome to Finovel Fintech Pvt Ltd. Our platform offers a Bullet Loan product tailored for hard-working individuals in India. This product is designed to provide advance salary payments, bridging the gap during financial crunches. As well as to fulfil the financial need and improve the lifestyle.

Why Choose Finovel?

  • To create a credit score and maintain improve.
  • To fulfil a financial small need.
  • Easy and fast convenient.
  • Providing an instalment option, so no worries about stroke.
  • 100% digital process, we will take up to working 48 hrs. or more for the documents verification and loan disbursal.
  • We are providing flexible repayment option from 03 to 06 months.  

Loan Types Offered: (Easy application with just your KYC and necessary some steps)

Credit Limit: Loans from ₹5,000 to ₹50,000 with 03-06 months tenure.

Months repayment terms:-

Loan Example:

  • Loan Amount: ₹5000 for 03 months
  • Interest: 12% per annum (Reducing)
  • Processing Fee: ₹200 (4%) plus GST 36
  • Total Interest: ₹100
  • Monthly EMI: ₹1,700
  • Amount Disbursed: ₹4,764
  • Total Repayment: ₹5,100
  • Total Loan Cost: ₹336 (Interest + Processing Fees + GST)

Eligibility Criteria:

  • Indian Nationality
  • Age limit: above 21 to max 58
  • Have source of income
  • 100% digital process, we will take up to 01 – 02 working days or more for the documents verification and loan disbursal.

Documents required for applications:

  1. PAN Card
  2. Aadhar Card
  3. Bank Details
  4. Credit Score 651+
  5. Source of Income
Official Lending Partner Bank(s) or NBFC(s):
  1. Swadha Finlease Private Limited

How I Get a Finovel Bullet Loan ?

  1. Install the Finovel app.
  2. Sign up with your mobile number.
  3. Enter your basic data to check eligibility.
  4. Enter your current address and permeant details.
  5. Enter your employment details.
  6. Upload KYC documents for verification.
  7. Enter bank details for disbursement.
  8. Register for eNACH.
  9. Last select your loan amount and tenure.
  10. Amount will be in your account.

At Finovel, we prioritize your financial well-being and security. Here’s how we ensure
ethical practices and protect your privacy.

1. Data Privacy: Finovel adheres to strict data privacy regulations to safeguard customer information. This includes implementing robust data encryption measures, restricting access to sensitive data, and regularly auditing systems for compliance.

2. Customer Safety: Finovel prioritizes customer safety by implementing stringent security measures to protect against fraud, identity theft, and unauthorized access to accounts. This includes multi-factor authentication, transaction monitoring, and real-time fraud detection systems.

3. Ethical Communication: At Finovel, we only use registered landline numbers to contact you. Payments are securely processed through our app, and our calls are monitored to ensure respectful interactions.

4. Transparent Permissions: When you use our app, we might ask for your location, device info, and camera access. This helps us check if you qualify for a loan, prevent fraud, and make submitting documents easier. Don’t worry, we won’t access your contacts or other personal data.

5. Data Protection: We keep your data safe by encrypting it when stored and sent. It’s securely kept and handled in India with only limited access by employees. You can ask us to delete your data anytime, ensuring your privacy is always protected.

Finovel Fintech Pvt Ltd

Airport Road, Charholi, Pune, Maharashtra, India. Pin Code – 412105.

About Us

Introducing Finovel, a cutting-edge fintech enterprise nestled in the vibrant city of Pune. At Finovel, we’re dedicated to revolutionizing the financial landscape through our comprehensive digital lending platform, designed to cater to the modern age.

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